Dog-Gone Expensive

September 16, 2025

Don't get collared with a dog bite claim

Dogs playing

Dog-Gone Expensive

Source: iamagazine.com


Dog bites and other dog-related injuries cost U.S. insurers $1.6 billion in 2024, according to the latest claims data analysis from Insurance Information Institute (Triple- I) and State Farm, demonstrating that dog-related claims have increased significantly in both frequency and cost.


There were 22,658 dog-related injury claims in the U.S. in 2024, up nearly 19% from 2023. The number of instances has increased 48% over the past decade. Additionally, the average cost per claim reached $69,272 in 2024, an increase of 18% from 2023—and an increase of 86% over the past decade.


Nearly 46% of U.S. households own dogs, according to the American Veterinary Medical Association (AVMA). Triple-I recommends important safety tips to help dog owners take responsibility. Foremost among those is to never leave children unsupervised with dogs, even family pets, as more than 50% of all dog-related injuries happen to children, according to the AVMA.

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